Scooter Insurance — Moped and Scooter Coverage Nationwide
Scooters and mopeds are popular for commuting and urban transportation. Many states require insurance for motorized scooters on public roads, and dedicated coverage may help protect against liability, theft, and damage.
Coverage Options
The following coverage options may be available for Scooter Insurance. Availability, terms, and limits vary by state and policy.
Liability Coverage
May cover injury or property damage to others in an accident you may be found responsible for.
Collision Coverage
May help pay for repairs to your scooter following a collision.
Comprehensive Coverage
May cover theft, vandalism, weather damage, and other non-collision events.
Theft Protection
Scooters can be a target for theft — coverage may help if your scooter is stolen or damaged during an attempted theft.
Medical Payments
May help cover medical expenses following a covered accident.
Uninsured Motorist
May provide protection if you are hit by an uninsured driver while riding your scooter.
Who May Need Scooter Insurance?
Urban commuters, college students, recreational riders, and anyone who operates a scooter or moped on public roads may benefit from dedicated scooter insurance coverage.
Top 5 Reasons to Consider Scooter Insurance
- Many states require liability insurance for scooters operated on public roads, even for low-displacement engines.
- Scooters are vulnerable to theft in urban environments — coverage may help protect your investment.
- Medical costs after a scooter accident can be significant relative to the vehicle's value.
- Some scooter riders are unaware that auto policies do not typically extend to two-wheeled vehicles.
- Comprehensive coverage may protect against weather damage, vandalism, and fire in addition to accidents.
Request a Scooter Insurance Quote
Complete the form below and a representative may follow up to discuss available options. No obligation required.