Mobile Home Insurance — Manufactured Home Coverage Nationwide
Mobile and manufactured homes require insurance products designed for their unique construction and risk profile. Standard homeowners policies are typically not appropriate for manufactured homes — dedicated coverage may better address the specific needs of mobile home owners.
Coverage Options
The following coverage options may be available for Mobile Home Insurance. Availability, terms, and limits vary by state and policy.
Dwelling Coverage
May help cover the cost to repair or rebuild your manufactured home following a covered loss.
Personal Property
May cover furniture, appliances, clothing, and other belongings inside your home.
Liability Coverage
May help cover injury or property damage claims made by others related to your home or property.
Wind & Storm Damage
Mobile homes may be more vulnerable to severe weather — wind and storm coverage may be especially important.
Fire Damage
May cover repair or replacement costs following a fire in or near your manufactured home.
Transportation Coverage
Some policies may offer limited coverage during the transport of a mobile home to a new location.
Who May Need Mobile Home Insurance?
Mobile home and manufactured home owners on owned land or in mobile home parks, as well as park residents whose lease requires insurance coverage.
Top 5 Reasons to Consider Mobile Home Insurance
- Many mobile home park leases may require tenants to maintain a minimum level of insurance coverage.
- Manufactured homes may be more susceptible to severe weather damage than site-built homes.
- Standard homeowners policies are typically not designed to cover mobile or manufactured homes.
- The cost to replace a manufactured home can be significant — coverage may help protect your investment.
- Liability exposure for injuries on your property may exist regardless of the type of home you own.
Request a Mobile Home Insurance Quote
Complete the form below and a representative may follow up to discuss available options. No obligation required.