Motorcycle Insurance — Quotes for All Makes and Riding Styles
Motorcycle insurance may be required by your state and can play an important role in protecting both you and your bike. Whether you ride a cruiser, sport bike, or custom build, insurance options may be available that fit your riding style and budget.
Coverage Options
The following coverage options may be available for Motorcycle Insurance. Availability, terms, and limits vary by state and policy.
Liability Coverage
May help cover bodily injury and property damage you may cause to others while riding.
Collision Coverage
May help pay for repairs to your motorcycle after a collision with another vehicle or object.
Comprehensive Coverage
May cover theft, vandalism, fire, weather damage, and other non-collision events.
Riding Gear Coverage
Some policies may include coverage for helmets, jackets, gloves, and other protective gear.
Custom Parts & Equipment
May cover aftermarket parts and accessories added to your motorcycle beyond the original equipment.
Uninsured Motorist
May provide protection if you are struck by a driver who has no insurance or insufficient coverage.
Who May Need Motorcycle Insurance?
Any rider who operates a motorcycle on public roads may need coverage. This includes recreational riders, daily commuters, and those with high-value custom builds.
Top 5 Reasons to Consider Motorcycle Insurance
- Most states require liability insurance to legally ride a motorcycle on public roads.
- Motorcycles may be more vulnerable to theft than cars — comprehensive coverage may help protect your investment.
- Riding gear and custom equipment can represent a significant investment that some policies may help cover.
- Medical costs after a motorcycle accident can be substantial; coverage may help offset those expenses.
- Uninsured motorist coverage may be especially valuable given the number of uninsured drivers on the road.
Request a Motorcycle Insurance Quote
Complete the form below and a representative may follow up to discuss available options. No obligation required.